Insurance
Can a Mortgage Company hold your insurance check for the repair of your building?
August 20, 2009 by Mr mortgag · 2 Comments
Charles C asked:
My building suffered damage with a hail storm. The insurance company sent me a check made out to the mortgage company and to me. Now the Mortgage company is holding the funds and I can’t finish the repairs needed. My mortgage payments are up to date.
The repairs are done, the Mortgage company inspected the repairs and they are holding the depreciation check. Would anyone know why?
My building suffered damage with a hail storm. The insurance company sent me a check made out to the mortgage company and to me. Now the Mortgage company is holding the funds and I can’t finish the repairs needed. My mortgage payments are up to date.
The repairs are done, the Mortgage company inspected the repairs and they are holding the depreciation check. Would anyone know why?
Where can I find qualified health insurance leads online?
August 13, 2009 by Mr mortgag · 2 Comments
Mick R asked:
I am a broker and need qualified leads and/or appointments to meet prospective clients. These clients should be in Florida and need to have medicare. I know there are companies that do this type of work, I just need to know the best ones out there or people/companies that you know that work from home as Telemarketers so I can hire them.
I am a broker and need qualified leads and/or appointments to meet prospective clients. These clients should be in Florida and need to have medicare. I know there are companies that do this type of work, I just need to know the best ones out there or people/companies that you know that work from home as Telemarketers so I can hire them.
Can an agent be able to buy leads from a Company if they have foreclosure, bankruptcy or bad credit?
August 12, 2009 by Mr mortgag · 2 Comments
Kelly S asked:
Can an agent buy leads from a company that provides them, and will they provide them for someone if they have a foreclosure, bankruptcy or bad credit on their back ground. Again, you have been soooo very helpful!
http://www.clownsilver.com/
Can an agent buy leads from a company that provides them, and will they provide them for someone if they have a foreclosure, bankruptcy or bad credit on their back ground. Again, you have been soooo very helpful!
http://www.clownsilver.com/
How does one become an Independent Agent if the life insurance and annuity business?
August 7, 2009 by Mr mortgag · 6 Comments
JR asked:
Meaning, If you are first starting out in the insurance business(no history), how do you get the commission level of the independent agents? Do you just have to sell a certain amount of insurance or annuities, like 1 million worth, then you are pushed to the independent agent status, or is it that you have to have umpteen years of experience selling a certian amount of insurance before they would consider you for the indepedent agent status.
Also, I heard that there were these companies, like FSD Financial Services, they let normal agents sign up and I guess if you go throught them (which seems like a middle man between them and the actual insurance companies) you can get the independent agent status and commission levels right away. Its like there a big company with EX: New YOrk life and they (FSD) automatically gets the bigger commission becasue of their status with the company, so that means any of their agents get the same bigger commission.Then Maybe agent pays FSD small fee.
OK, If an independent agent means you can work for multiple companies. Then does that mean you get that higher commission. What i mean is normal indepent agents get 90% commission of insurance and 5-10% on annuities right?, but regular agents (who i assume work just for one company ex: new york life) only get like 55% on insurance and 3-5% of annuities. What makes an agent get those HIGHER commission levels?
http://www.girlsdateingtips.com
Meaning, If you are first starting out in the insurance business(no history), how do you get the commission level of the independent agents? Do you just have to sell a certain amount of insurance or annuities, like 1 million worth, then you are pushed to the independent agent status, or is it that you have to have umpteen years of experience selling a certian amount of insurance before they would consider you for the indepedent agent status.
Also, I heard that there were these companies, like FSD Financial Services, they let normal agents sign up and I guess if you go throught them (which seems like a middle man between them and the actual insurance companies) you can get the independent agent status and commission levels right away. Its like there a big company with EX: New YOrk life and they (FSD) automatically gets the bigger commission becasue of their status with the company, so that means any of their agents get the same bigger commission.Then Maybe agent pays FSD small fee.
OK, If an independent agent means you can work for multiple companies. Then does that mean you get that higher commission. What i mean is normal indepent agents get 90% commission of insurance and 5-10% on annuities right?, but regular agents (who i assume work just for one company ex: new york life) only get like 55% on insurance and 3-5% of annuities. What makes an agent get those HIGHER commission levels?
http://www.girlsdateingtips.com
Where can a beginning Life Insurance agent find good leads?
July 22, 2009 by Mr mortgag · 2 Comments
George asked:
The small agency I work with buys expensive leads but they are not good. I am almost ready to give up as an agent because the leads are also few and far between. I need some steady prospects but don’t really want to give up this agency! What should I do? I have suggested leadsclearance and leadsauction but he insists on using the lead sources he has. They don’t cost ME except in gas and time when they don’t yeild results.
trackin with veretek
The small agency I work with buys expensive leads but they are not good. I am almost ready to give up as an agent because the leads are also few and far between. I need some steady prospects but don’t really want to give up this agency! What should I do? I have suggested leadsclearance and leadsauction but he insists on using the lead sources he has. They don’t cost ME except in gas and time when they don’t yeild results.
trackin with veretek
I am a Starbucks addict living in the northern suburbs of Chicago. I am a freelance web designer as well as an internet consultant who can be hired on an hourly basis. 